What if falling satellite hits you?

This NASA satellite is expected to come blazing down this afternoon.

Here's one reason not to stress out over the remains of the dead Upper Atmosphere Research Satellite that are set to fall to Earth today: Your insurance company has your back.

As the industry-funded S.C. Insurance News Service pointed out Thursday, NASA officials expect around 1,170 pounds of space junk to survive the bumpy ride through the atmosphere.

"In the extremely unlikely event that a piece of satellite hits your home or car, your insurer will help you take care of the damage," said Russ Dubisky, executive director of the Columbia-based news service.

A check with insurers finds that homeowners policies cover damage to a house, and from any resulting fire, the group said.

Damage to a vehicle would be covered under the comprehensive portion of an automobile policy.

NASA has calculated the odds of a person anywhere in the world being hit by a piece of the satellite at 1 in 3,200.

But the chance that you personally will get hit is much more remote, about 1 in 21 trillion, according to a report by the Associated Press.