A payday loan business in North Charleston was robbed Wednesday by a man who may have been using a cell phone to coordinate his getaway ride.

Shortly before 11:30 a.m., North Charleston police were dispatched to First American Cash Advance at 4892 Ashley Phosphate Road, according to an incident report.

The female clerk told police a man who was talking on a cell phone walked into the business and, without taking the phone away from his ear, asked her if the business could handle Western Union transactions. The clerk told the man to get some Western Union forms from a desk just inside the door.

Still talking on his phone, the man approached the counter with some forms, then said into his phone, "Where y'all at?"

The man then handed the clerk a plastic bag and said, "Give me the money. I don't want to hurt you."

The clerk filled the bag with money and handed it to the robber, who walked out of the business, heading toward the rear of the store. The clerk locked the front door and saw a dark powder-blue Crown Victoria-style car drive out of the parking lot and turn onto Ashley Phosphate in the direction of Rivers Avenue.

North Charleston Police Capt. Scott Deckard said police searched for the robber in the Saddlebrook area of North Charleston after the robbery. No one was located, he said.

The robber, who did not display a weapon, was described as a black man, 28 to 30 years old, 5 feet, 11 inches tall, and 190 pounds. He was wearing a white T-shirt with a white tank top underneath, a black-and-white camouflage boonie-style hat and khaki pants.

A tobacco store in Walterboro was robbed on Sept. 18 by a man who talked on a cell phone throughout the robbery, but there were no reports of what the robber said on the phone in that case and no indication that the robberies were related.

Reach David W. MacDougall at 937-5655.