Answering six questions on the new SC HELP website will help determine if you qualify for the publicly funded program that is intended to help struggling South Carolina homeowners avoid foreclosure. also offers information on identifying and avoiding mortgage-assistance fraud, and documents applicants will need for completing an application.

The program was initiated in 2011 through funding by the U.S. Department of the Treasury and an initiative of the S.C State Housing Finance and Development Authority.

It provides mortgage-payment assistance for homeowners who are falling behind on mortgage payments due to circumstances beyond their control. That includes conditions such as unemployment, underemployment, reduction in self-employed income, catastrophic illness, and death of a spouse or divorce.

The program has helped more than 5,000 South Carolina homeowners since its inception, officials said.

Carolina Park in Mount Pleasant officially opens its Residents Club in mid-July, officials said last week.

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The amenity includes an Olympic-sized pool with beach entry, in addition to an open-air pavilion and pirate playground. Future additions include an outdoor kitchen, tennis courts and an expansive space for outdoor gatherings.

Carolina Park is a 1,700-acre planned development off U.S. Highway 17 along the northern end of Mount Pleasant. It has added a group of new homebuilders that are creating semi-custom homes in the $300,000 price range and custom homes in the new Riverside neighborhood starting upward of $500,000.

Reach Tyrone Richardson at 937-5550 and follow him on Twitter @tyrichardsonPC.