Houses off Cainhoy Road offer low energy costs, generous lending terms

Provided The Charleston is one of the floor plans at Brightwood Plantation in Berkeley County.

Move-in ready houses available in a half-dozen designs are cropping up at Brightwood Plantation, an emerging community close to Nucor Steel and the BP plant in Berkeley County.

Near Zero Energy Homes started constructing the “quality built” 1,800- to 2,700-square-foot dwellings off Cainhoy Road earlier this year.

The neighborhood, in Huger, stands 15 minutes from Interstate 526 and from Daniel Island. Locally based Carolina One New Homes began handling marketing and sales this fall.

Located 15 miles from the I-526 and Clements Ferry Road intersection, Brightwood Plantation offers 100 percent mortgage financing through a program funded by the U.S. Department of Agriculture, the new homes division says.

USDA home loans provide full financing for a home purchase in an agency-designated rural area, Carolina One New Homes says. The USDA guarantees the loans, which are serviced by lenders that meet federal guidelines. The program “offers real financial benefits to those who qualify and requires no down payment for the purchase of a home,” according to Carolina One New Homes.

The loans also don’t require monthly mortgage insurance. They provide flexible credit guidelines and low interest rates, the marketing and sales group says.

Newly constructed houses are traditional, Charleston styles with three, four or five bedrooms. The floor plans start at $190,000. “With 100 percent financing, Brightwood Plantation is expected to sell out quickly,” Carolina One New Homes notes.

Brightwood Plantation residences offer “attractive and low maintenance” cement plank siding. The Near Zero Energy Homes’ designs also favor hardwood floors, 18-inch tiles in all bathrooms, granite countertops and stainless steel appliances. The planned community at Brightwood includes a pool and clubhouse for homeowners. “In addition, it’s an ideal location for outdoor lovers. The neighborhood is close to Francis Marion National Forest and 1/2 mile from the Quinby Creek public boat landing,” Carolina One New Homes says.

The community will include 110 homes when completed. The first houses from Near Zero Energy Homes were to be ready for move-in last month. A model home is open at 201 Foxglove Court in Huger.

For more, call Theresa Lufkin at 843-801-5373 or email her at Theresa.lufkin@carolinaone.com.

Carolina One New Homes traces its roots back 21 years.

Reach Jim Parker at 937-5542 or jparker@postandcourier.com.