Stocks fluctuate, but snap four-day skid

NEW YORK -- Stocks managed to break a four-day losing streak Monday but only by the slimmest of margins. Investors have had no change of heart about the economy, however, and again poured money into the safety of U.S. Treasurys.

The Dow Jones industrial average fluctuated along with the other big indexes throughout the day and was essentially flat at session's end.

Investors were dealing with more downbeat economic news. A regional manufacturing report fell short of forecasts and Japan became the latest country to show signs of slowing growth.

US Airways to add flight to LaGuardia

US Airways Express is adding another flight to its existing Charleston-New York City route.

The feeder carrier for Tempe, Ariz.-based US Airways said the new nonstop round-trip service will start Oct. 31 between Charleston International Airport and LaGuardia Airport. That will increase to three the number of daily flights the airline offers between the two cities at peak travel times.

In all, US Airways Express said today it is adding or expanding service from LaGuardia to seven East Coast markets, including Columbia and the Greenville-Spartanburg area.

US Airways currently operates 19 daily flights from Charleston International to Charlotte, Philadelphia, New York and Washington, D.C.

Credit card issuers see fewer defaults

DES MOINES, Iowa -- Consumers continue to better manage their credit card payments, with fewer customers in July defaulting or making late payments compared with the previous month. On-time payments have been on an upward trend over the last several months for many major card issuers.

Discover Financial Services, Capital One Financial, JPMorgan Chase and Bank of America on Monday all reported declines in July charge-off rates -- those unpaid balances they have given up on collecting.

Card companies typically write off loans after they're 180 days past due, the point at which it's assumed the balances won't be collected.

FTC looks to revise credit report rules

WASHINGTON -- Federal regulators are proposing changes to help consumers better understand their rights when disputing a credit report.

The Federal Trade Commission said it is taking public comment over the next month on language that informs people about their legal rights to challenge information in a credit report. The proposed revisions take into account new rules on consumers' rights and duties recently issued by the agency under a 2003 law.

Fed taking aim at fat mortgage fees

WASHINGTON -- The Federal Reserve is banning mortgage brokers and lenders from reaping bigger fees by steering consumers into more expensive home loans.

The central bank said the new rules, which go into effect next April, will bar lenders from steering borrowers into loans that are not in their interest solely because they lender can receive inflated fees.

Such fees have been an issue in the mortgage industry. The fees were also barred in the financial overhaul signed by President Obama in July.