Earnings at The Bank of South Carolina Corp. edged slightly lower to close out 2013.

The Charleston-based community lender said in statement today that it earned $969,868 in the fourth quarter, down about 2 percent from the last three months of 2012.

Full-year profits rose 11 percent to almost $4.1 million.

"We were quite pleased with the bank's earnings for 2013, which were a record in our company's history," said Fleetwood S. Hassell, CEO and president. "Consistent lending, excellent control of expenses, and strong deposit growth highlight the year for us.

The bank, which opened in 1987, has four branches in downtown Charleston, Mount Pleasant, Summerville and West Ashley. It announced plans last year to open its fifth full-service location, at U.S. Highway 78 and Ingleside Boulevard in North Charleston.