South Carolina’s Jadeveon Clowney obtains $5 million insurance policy


South Carolina All-American defensive end Jadeveon Clowney has obtained a $5 million insurance policy through the NCAA, he said after Thursday’s practice.

The NCAA started its insurance program in 1990 and provides up to $5 million in coverage. The policies are now standard for high-profile college players like Clowney who either are not yet eligible for the NFL draft, or decide to return for their senior seasons.

Clowney, a junior, is considered a potential Heisman Trophy finalist in 2013 and is the presumptive No. 1 pick in the 2014 NFL draft. ESPN draft analyst Mel Kiper Jr. said he would’ve gone No. 1 if he was eligible this year.

Clowney getting insurance should surprise nobody. But he did say before USC’s bowl game that he didn’t plan to get it. USC defensive coordinator Lorenzo Ward, who helped recruit Clowney, said in January that the coaching staff would talk to Clowney about getting insurance.

The policies protect only against career-ending injuries, which are now uncommon because of medical advances. The NCAA sets up a loan for players’ families to purchase the insurance, which costs $8,000 to $9,000 per million dollars, according to Richard Salgado, who runs Coastal Advisors LLC, which provides insurance services to athletes.

Comments { } is pleased to offer readers the enhanced ability to comment on stories. We expect our readers to engage in lively, yet civil discourse. does not edit user submitted statements and we cannot promise that readers will not occasionally find offensive or inaccurate comments posted in the comments area. Responsibility for the statements posted lies with the person submitting the comment, not If you find a comment that is objectionable, please click "report abuse" and we will review it for possible removal. Please be reminded, however, that in accordance with our Terms of Use and federal law, we are under no obligation to remove any third party comments posted on our website. Read our full Terms and Conditions.