Living in hard times: Second jobs, scrimping on bills facts of life for Lowcountry families
Editor’s note: Third in a series about helping the middle class deal with the struggles of today’s economy.
Wallets hit hard
With income stagnant, middle-class families have faced an onslaught of rising costs. This winter won’t be any different.
A few examples:
Expected price increase from 2012 to 2013
Meats: 2.5 to 4 percent
Dairy products: 3.5 to 4.5 percent
Fruits and vegetables: 2 to 4 percent
Cereals and bakery products: 3 to 4 percent
Electricity: 7.3 percent by January 2013 for SCE&G customers, if proposed rate hike and fuel adjustment are approved
Price increases from 2009 to 2011
Public university tuition and fees: 17 percent
Milk: 25 percent
Gasoline: 38 percent
Gasoline: $3.60 — Average price for gas in S.C. last week
Labor Day 2011: $3.43
Christmas 2011: $3.02
Prices normally fall with less demand during winter. This year, it will depend on factors such as tropical weather in the Gulf of Mexico; whether Iran tries to blockade the Strait of Hormuz; or whether economic recovery drives up demand.
U.S. Bureau of Labor Statistics, Aug. 24; SCE&G AAA Carolinas, Source: Bureau of Labor
SUMMERVILLE — On cold winter nights Sara and Eddie Shealy like to snuggle under a blanket on the couch with the dogs, watching a movie.
S.C. Department of Employment and Workforce, dew.sc.gov/jobs or 803-737-2400
SC Works Trident, particularly for information about local job fairs, toscc.org
Online search engines such as Indeed.com, or job search engines dedicated to specific fields of work
The Post and Courier, lowcountryclassifieds.com/jobs
This year, the blanket might be thicker.
Per capita incomes
U.S. Bureau of Economic Analysis
“Last February we literally turned the heat off,” Sara said. This winter she expects to again — anything to cut down on the bills.
Everything costs more, but we’re not making more money. The middle class is said to be suffering its worst decade in modern history. For the next two months, the presidential candidates will contend that they hold the middle class’ best interests at heart. The Post and Courier is detailing the struggles many of us face, and offering you solutions for getting out of debt, paying the bills, clothing the family and putting food on the dinner table.
The Shealys shouldn’t be a struggling family. Two years ago, they had a combined income in the $70,000 range. Then the bottom dropped out. Eddie was laid off from a construction supplies job and has worked off-and-on since; Sara, a medical clerk, has been forced to take a second job.
The second job is a new fact of life in the Lowcountry middle class, even among two-income families. It might be the only way for a lot of families to keep up.
Costs keep rising — everything from prescriptions to school supplies — while wages just don’t.
After rising steadily for most of a decade, per-capita incomes in the three counties around Charleston have gone flat.
Middle income wage earners took the hardest hits in the 2008 recession — 60 percent of the job losses, according to a National Employment Law Project report. Those wage earners have gotten only 22 percent of new jobs.
While low-wage employment has risen by 8.7 percent since 2001, mid-wage jobs have fallen by 7.3 percent.
Getting ahead seems more of a daydream than the American dream.
For middle income families like the Shealys, the reality is all but crushing.
They live in a comfortable home in a modest middle-class subdivision, the kind of place where lawns are edged.
Their great room is decorated with ceramic owls, book-ended by two large-screen televisions. The framed sign on the wall and the lettered sign above a door say the same thing: “Live. Laugh. Love.”
The televisions were gifts and only one is hooked up. Their furniture isn’t much more than two couches and a kitchen table.
Eddie worked in construction services. Home building crashed hard in the 2008 recession, and he could see it coming.
With the drop-off in his business, he was laid off from a job he held for eight years.
He got a job with a concrete company, but was laid off. Then it was a building supply company. Then another.
“All the building and construction just went downhill,” he said. He’s been out of work now for six months.
Sara is a medical laboratory lead clerk at the Medical University of South Carolina. It pays well, but it hasn’t been enough.
They sold his truck to save a $400 payment, bought an older one for a few hundred dollars. They scaled back on cable, telephones and Internet.
“We just cut back wherever we could. The dogs have to eat,” she said. Sara launched a home party business selling wickless candles.
It wasn’t enough.
Within a year, Sara had to get a second job. She now follows long days at the lab with shifts at the Summerville YMCA watching children and helping them with homework.
She leaves the house at 4:30 a.m. and doesn’t get home until late. Her average work week is 60-80 hours. A few weeks ago she worked 86 hours.
They’re earning a little more than half their previous income, and bills keep rising — food, gasoline, insurance. Their mortgage recently went up $150 per month, an increase of more than 10 percent.
Her family helps, paying them for odd chores on the weekends. Eddie finds spot building jobs. But it seems like every time he brings home a check, something chews up the money. He came home with $600 a few weeks back, and an emergency trip to a veterinarian ended up costing $500.
Sara’s checks from the YMCA pay for the groceries.
“We’re not scraping by. We’re definitely losing ground. We’re short every month,” she said.
Now they face a winter where the prices of meat, cereals and bakery goods are expected to climb as much as 4 percent, according to the U.S. Department of Agriculture.
The cost of heat will climb, too.
The Shealys are running out of rope. The price of milk rose 25 percent from 2009 to 2011, according to the National Employment Law Project; the price of gasoline rose 38 percent.
Meanwhile, Sara lost a carpool ride when a co-worker moved and now has to absorb the fuel costs of a 40-mile daily round trip to MUSC.
“Gasoline,” she said, “is ridiculous.”
They worry. They hope. Eddie has filled out roughly 125 job applications and had only eight interviews.
But he interviewed with a supply company last week that was looking for someone with his experience. He interviewed for another job Thursday afternoon by telephone.
Building is picking up, he said, and that means his chances are, too.
“I’m taking it one day at a time. I pray every day, cross my fingers hoping something will come through. I try to stay positive.”
After long days as a medical clerk, Sara finds herself still looking forward to working with children.
“At least it’s a (second) job I love to go to,” she said.
One way or another, she knows her family will be there for them.
“I’m scared,” she said. “But I feel I’m very fortunate.”
Reach Bo Petersen at 937-5744.