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Premiums are for frame house with insured value of $150,000 and for a customer with good credit history. Some companies also may not write insurance in some areas of South Carolina. Source: S.C. Department of Insurance.
Storm of Money: Insurance Insiders
South Carolina's insurance commissioners:
Ernst N. Csiszar, 1999 to 2004, appointed by former Gov. Jim Hodgets, previously with Seibels Bruce
Group, a publiculy traded insurance carrier.
Elanor Kitzman, 2007, founded a small insurance company in 1999.
Scott Richardson, 2007-2011, former owner of Carswell of Carolina Insurance.
David Black, 2011, former CEO of Liberty Life Insurance.
Ways to save on Home Insurance Shopping for homeowner's insurance is like learning calculus or Portuguese; it takes time but is possible. Here are some tips:
1. Shop around with several agents to make sure they are coming up with the best deals for you.
2. Look at postandcourier.com/storm-of-money for a comparison of companies offering insurance in your county. Call them to determine if they are writing policies in your area.
3. Visit the National Association of Insurance Commissioners website, naic.org, to determine which companies have the most complaints.
4. Investigate whether you could save money by strengthening your house. Visit South Carolina Safe Home's website, scsafehome.sc.gov for information about grants and tax credits.
